Finance smarter before you shop

Plan On Financing?

If you plan on financing your wheels, package, or accessories, get pre-approved first. Knowing your approval path and spending range up front keeps the shopping process faster, cleaner, and a lot less frustrating when you are ready to check out.

Check approval before building your order Compare payment paths before checkout Shop with a clearer monthly budget

Why pre-approval helps

Financing works best when you already know which provider you want to use and roughly what you qualify for. That lets you focus on fitment, finish, and package details instead of getting to checkout and starting the financing process cold.

Shop your real budget

Start with a payment path in mind so you can narrow your wheel and package choices around what fits your monthly comfort zone.

Move through checkout faster

Customers who already know which financing option they want usually have a smoother final checkout flow than customers starting from scratch.

Compare the right option

Each provider handles approvals, payment timing, and eligibility a little differently, so reviewing them first helps you pick the best fit.

Financing options at Duallys Only

These are the financing routes currently featured on Duallys Only. Review the quick details below, then click through to start with the provider you want to use.

PayTomorrow

Consumer financing for all credit types

PayTomorrow markets itself as consumer financing for all credit types. On Duallys Only orders, it is a good option for shoppers who want another approval path alongside the more traditional BNPL-style routes.

  • Useful if you want to review another approval path before checkout.
  • Best to read through their financing details first so you know how the process works.
  • Approval terms and payment structure depend on the application and the provider flow.

Affirm

Flexible plans and no hidden fees

Affirm says shoppers can check plans without affecting credit, offers payment options with no hidden fees, and notes that rates for pay-over-time plans can range from 0 to 36 percent APR depending on eligibility and purchase details.

  • Affirm says you can check your purchasing power and explore plans up front.
  • Payment options can include interest-free offers or longer monthly plans depending on the order.
  • Approval, down payment requirements, and plan availability vary by customer and purchase amount.
Get Pre Approved

Best way to use this page

  • Open the financing provider you want to use before you start building a big cart.
  • Check approval or qualification details first, then come back and shop within that budget.
  • Once you know your provider, you can move through checkout with fewer surprises.

Good to know

Financing terms, approval decisions, down payment requirements, and monthly payment options are set by the financing provider, not by Duallys Only. Always review the provider terms and disclosures before submitting your application.

Pre-approval does not change fitment. It just makes the buying process cleaner. Once you know your financing route, come back and shop wheels, packages, and accessories with a better idea of what works for your budget.